Your home in Jamaica is closer than you think.
With VM, you can find the right property through VM Property Services and fund it with a VMBS Mortgage. All without leaving where you are.
Turning the dream into reality
For many Jamaicans abroad, owning a home in Jamaica is more than an investment — it’s a legacy, a connection, and a place to return to. But buying from overseas can feel overwhelming. That’s where VM comes in.
We bring the entire journey under one roof: helping you find the right property and securing the financing to make it yours. Whether it’s your first home, a vacation villa, or an investment property, we’ll guide you every step of the way.
- Competitive rates and flexible terms to fit your plans.
- Buy, sell, or rent with professional realtors who understand the market.
- Get valuations and surveyors’ reports so you can make decisions with confidence.
- Use PropMan — our digital platform for strata and gated communities — to manage payments, notices, and documents remotely.
Finding the right property, made easier
Searching from overseas doesn’t have to be stressful or uncertain. With VM Property Services, you can trust a local team to guide you and keep you informed.
From dream to deed: how the process works
We make the journey clear and achievable, wherever you are in the world:
Gain Expert Advice
Meet with a VMBS mortgage advisor — review your financing choices and select the right fit.
Connect with VM
Connect with VM Property Services to explore listings, valuations, or rental options.
Submit Documents Online
Submit your documents digitally or through our overseas offices — no need to fly back.
Thinking about buying a home in Jamaica?
Whether you’re in Jamaica, the US, Canada, the UK — or anywhere else around the world — our team will connect you with the right advisor to get started.
Frequently Asked Questions
Here are a few questions diaspora Members often ask us:
Can I buy a property in Jamaica while living overseas?
Yes. VM Property Services works directly with diaspora Members to buy, sell, and manage property every day.
Do I have to be in Jamaica to close on my mortgage?
No. You can complete the process digitally or through our overseas offices in the US and UK.
What documents will I need for a mortgage?
Typically: your application form, government-issued photo ID, taxpayer ID (TRN/SSN/SIN), proof of address, and proof of income or source of funds.
Can I get a mortgage for investment or vacation property?
Yes. We offer mortgage solutions for primary residences, vacation homes, and investments.
How long does the mortgage process take?
It varies by case, but our advisors will guide you through timelines upfront so you know what to expect.
Can I start the process if I haven’t found a property yet?
Yes. Many Members begin with mortgage pre-approval so they know their budget before searching.